Knowledge is Power.

Chicks and Balances is an online resource designed for women who seek to enhance their or their family’s financial fluency.  Knowledge is power.  In today’s world, financial acumen is more than “nice to know” – it is “need to know”!!  It not only contributes to you and your family’s well being but your community and society.  When women are more informed they become more intelligent contributors to society and the causes they care deeply about!!

Studies have shown that women in general – and college age women in particular- tend to avoid dealing with personal finance matters.  Understanding more about finances – from market forces to how we manage our own money is not just “nice to know” but in today’s world is “must know”.  Knowledge is power!!  Just look at these intimidating statistics:

• Women live an average of seven years longer than men and over 50% of those that are over 65 will outlive their husbands by 15 years!! 
• Women typically earn less than men – women typically earn 70% of what a man earns.  If you add that up, women earn about $250,000 less over their lifetime than men. 
• Women typically have a less steady income stream partly due to child rearing and/or the care of aging parents and women end up accumulating less for retirement
• Approximately 50% of all marriages end in divorce

Don’t let these statistics don’t scare you, but rather use them as a catalyst for change.  I promise that by attending a workshop, I will give you the necessary tools to create the life you want.  You will not have to leave it up to chance; you will take control of your finances and your life – now and for the future.  I will try to make the journey simple, fun and engaging.  I will attempt to motivate and inspire women – both young and old – to organize their finances, take control of their spending, save and invest wisely. 

Enhancing our own personal financial fluency can transform (or secure the one’s we have) our lives. This knowledge can help you make more informed decisions about key aspects of personal finance, money management – including budgeting and providing for long-term security and giving.  You will approach life more confidently – knowing that you can take care of you!!